When applied effectively, credit can be a powerful financial lever to substantially enhance your monetary returns
As a BB&T Wealth client, you'll have access to an outstanding suite of exclusive credit-related services and Wealth lending specialists.
Unlock custom-built home financing options
We can tailor one of our premium lending packages to your specific needs, whether you're:
- Looking to buy or build your dream home
- Ready to purchase that perfect vacation or second home
- A physician in residency or just starting out in practice
- Interested in a loan that exceeds the maximum amount allowed by most lenders
- Exploring your refinancing options and looking for highly competitive rates and terms
Use the equity in your home to your advantage
With flexible repayment options, minimal costs and fees, and up to 100% tax deductible interest, Disclosure 1 ?you can use your home equity line to:
- Remodel your home
- Pay tax obligations
- Fund a business opportunity
- Consolidate higher-cost loans
- Purchase luxury items, such as a car, boat or fine art
- Inject capital into your business
- Add to your real estate portfolio
Leverage the borrowing power of your assets while keeping your portfolio intact
Use your BB&T or BB&T-affiliate securities accounts as collateral for loans and lines of credit.
- Low cost to initiate
- Easy access to funds by check, fund transfer or wire transfer
- Potential deferment of capital gains taxes on your securities investments
- Flexibility to use for a variety of purposes
- Potential tax advantages related to interest expense
Use for a variety of purposes, such as one-time personal expenses and unexpected cash needs
In addition to checks, you'll have easy, 24-hour access to your account with online banking.
- Includes loans and lines of credit
- No collateral required
- Flexible repayment options
- Variable interest rate
Auto, marine & aircraft
Enhance your lifestyle with luxury solutions
Custom financing with competitive rates and a variety of flexible options, including:
- Vehicle loans
- Personal aircraft financing
- Marine and watercraft financing
Specifically designed to meet your personal and business lending needs
Your BB&T Wealth advisor works to attain customized solutions on your behalf based on a full understanding of your financial plan, leveraging our lending network experts and resources to help meet both short-term liquidity needs and deliver longer term cash-flow solutions that:
- Secure the funds you need without having to liquidate assets
- Benefit from special financing options and tax advantages
- Consolidate debt, reduce interest costs and lower your monthly payments
Experience features designed for the way you live
Ready to take the next step?
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BB&T Perspectives (Article)
BB&T Perspectives shares financial, leadership and lifestyle perspectives with the hopes of enhancing our clients' lives. Learn more about the?financial planning?topics our Wealth experts are discussing.
Should I Consolidate My Debt? (Calculator)
Find out if debt consolidation is right for you with this handy calculator.
Consult your tax advisor for details. A 1098 will be issued as required by law.
You may earn rewards on eligible purchases made with your credit card. Eligible purchases include any signature-based purchase, Internet purchase, phone or mail-order purchase or automatic bill payment, excluding cash advances, traveler’s checks, access checks, balance transfers, money orders, cash equivalents, fees, interest charges, credit insurance, fraudulent transactions, credits and returns (each a qualifying purchase).
Loans, lines of credit and credit cards are subject to credit approval.
Only deposit products are FDIC insured.
Traditional banking services are provided by Truist Bank, Member FDIC and Equal Housing Lender. ?
Investment and Insurance Products:
? Are not FDIC or any other government agency insured ? Are not bank guaranteed ? May lose value
Truist, BB&T®, Sterling Capital®, SunTrust®, SunTrust PortfolioView, Truist Securities®, SunTrust Premier Program®, AMC Pinnacle®, AMC Premier®, Access 3®, Signature Advantage Brokerage, Custom Choice Loan®, SunTrust SummitView®, and GFO Advisory Services®?are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners.
Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and SunTrust Delaware Trust Company. Securities, brokerage accounts and/or insurance (including annuities) are offered by Truist Investment Services, Inc. (d/b/a SunTrust Investment Services, Inc.) and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc. (d/b/a SunTrust Advisory Services, Inc.), GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477, a wholly owned subsidiary of Truist Insurance Holdings, Inc.
"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: SunTrust Bank now Truist Bank, our commercial bank, which provides banking, trust and asset management services; Truist Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; Truist Advisory Services, Inc., an SEC registered investment adviser which provides Investment Advisory services.
Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.
Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by affiliates of Truist Financial Corporation.
Truist Securities is the trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries, including Truist Securities, Inc., member FINRA and SIPC.
The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.
New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.
Branch Banking and Trust Company is now Truist Bank.?Learn more.
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.